Gift-card junkies like me, listen up: As of Sunday, the last provision of the goes into effect to protect you from shady gift-card policies. The law has strict rules for fees, particularly on cards that aren't used promptly.
- Dormancy, inactivity, and service fees can't be charged for one year from the card's issue date.
- Only one fee can be charged per month thereafter.
- Fees must be clearly disclosed on the card or its packaging.
Another boon: Cards can't expire until five years after they're purchased. (Not that I've ever kept one around that long...)
Attending a wedding and would rather not give a gift card? See my colleague Sharon Franke's top picks for the happy couple.
Or, if you prefer less traditional gifts, read about some offbeat wedding registry ideas.